• I strongly agree. A cyber espionage attack can affect an entire country.
• I agree. Threat actors are more advanced than run-of-the-mill hackers.
• I disagree. Cyber espionage and cybercrime are just as damaging as each other.
• I strongly disagree. Cyber espionage attacks are only dangerous for countries that keep a lot of secrets.

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• I strongly agree. Clubhouse did not expect to be breached and should not be blamed for its users’ actions.
• I agree. Clubhouse did everything it could to protect its users.
• I disagree. Clubhouse has been lax with its security measures.
• I strongly disagree. Clubhouse is responsible for its users’ actions and should have put adequate safeguards in place.

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• I strongly agree. It would be difficult for cybercriminals to operate if nations come together.
• I agree. It may help slow down some online crimes, but others may still flourish.
• I disagree. Cybercriminals will find ingenious ways to get around laws.
• I strongly disagree. Cybercrime is a side effect of the Internet, and will always be around.

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• I strongly agree. Insurtech is bound to disrupt the insurance industry.
• I agree. But regulatory costs could delay insurtech developments.
• I disagree. Strict regulatory compliance is necessary to protect customers.
• I strongly disagree. Insurtech could ultimately put customers and insurers at risk.

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• I strongly agree. With user privacy as a top priority, these big companies could crumble in time.
• I agree. But maybe not in five years.
• I disagree. Other tech companies may grow big, but not as big as these tech giants.
• I strongly disagree. The big five have learned to adapt to changes and they are here to stay.

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• I strongly agree. You are its owner so you can ensure you are not infringing on anyone’s copyright.
• I agree. Since you own it, you know that it was acquired with user permission.
• I disagree. Second-party data is better because you don’t have to gather information yourself.
• I strongly disagree. Third-party data is still better since it’s more comprehensive.

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• I strongly agree. It allows even nontech-savvy malicious actors to launch attacks.
• I agree. Anyone with enough money can hack a target.
• I disagree. You still need to know the right people to become a cybercriminal.
• I strongly disagree. If you do not know how to access the Dark Web, you will never get anywhere.

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• I strongly agree. It is only a matter of time, especially since Google’s speech algorithm already hit 95% accuracy.
• I agree. But it will take a lot of time.
• I disagree. It remains flawed.
• I strongly disagree. Speech recognition will always remain only 95% accurate.

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• I strongly agree. The technology can take us closer to perfecting intelligent robots.
• I agree. But it should be done with safety in mind.
• I disagree. It is the same concept as ML and deep learning.
• I strongly disagree. Why waste time?

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