You're dining with your friend and he drops a term you've heard about before but have the vaguest idea about – cryptocurrency.
Then, despite your creased forehead, he continues to explain that it's a digital currency, blah-blah-blah...
Well, you've just had an encounter with Fintech.
It's short for financial technology and refers to technological innovations in the way financial transactions are being conducted since the start of the 21st century.
Other fintech innovations are mobile banking, double-entry bookkeeping, peer-to-peer lending, and many others that are giving traditional finance a run for its money.